BEGIN:VCARD
VERSION:2.1
N;CHARSET=utf-8:Rafalko;Michael;D. ;;
FN;CHARSET=utf-8:Michael D.  Rafalko
ORG:Cozen O'Connor
TITLE:Member
TEL;WORK;VOICE:(215) 665-4611
TEL;WORK;FAX:(215) 665-2013
TEL;CELL;VOICE:
ADR;WORK;ENCODING=QUOTED-PRINTABLE:;;One Liberty Place, 1650 Market Street, Suite 2800;Philadelphia;PA;19103;
URL;WORK:https://www.cozen.com
EMAIL;PREF;INTERNET:mrafalko@cozen.com
PHOTO;ENCODING=BASE64;TYPE=JPG: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

END:VCARD
